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4099 Island Lakes Drive, Winter Haven, FL 33881

$389,000
BEDS3 BATHS2 full SQUARE FEET1,603 MLS#P4934266
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4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881

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4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881
4099 Island Lakes Drive, Winter Haven, FL 33881

Property Description

One or more photo(s) has been virtually staged. NEW ROOF 2/9/2026 + $5K PRICE IMPROVEMENT on 5/26!Now offered at another improved price, this waterfront home on Lake Rochelle delivers the best value currently available on the Winter Haven Chain of Lakes. Located in the desirable Island Lakes community, this well-maintained 3-bedroom, 2-bath home combines lakefront living, major recent updates, and everyday functionality.A brand new roof was installed in February 2026, offering added peace of mind and potential insurance advantages for the next owner. Fresh landscaping and new sod create excellent curb appeal, while the open split-bedroom floorplan provides comfortable living with beautiful natural light throughout.The spacious primary suite overlooks the water and includes a private bath and walk-in closet. The living and dining areas flow easily into the kitchen, making the home ideal for entertaining, weekend guests, or simply enjoying the lake lifestyle.Step outside and enjoy direct access to the Chain of Lakes with boating, fishing, kayaking, and sunset views right from your backyard. Conveniently located near shopping, dining, medical facilities, and major roadways while still offering a peaceful waterfront setting.Whether you're looking for a primary residence, winter retreat, or investment opportunity, this property checks all the boxes for Florida lakefront living. Schedule your private showing today.

4099 Island Lakes Drive | MLS# P4934266

This single family home located at 4099 Island Lakes Drive, Winter Haven, FL 33881 is currently listed for sale with an asking price of $389,000. This property was built in 2006 and has 3 bedrooms and 2 full baths with 1603 sq. ft. Island Lakes Drive is located in the ISLAND LAKES subdivision. Search ISLAND LAKES real estate on www.soldbyloscalzo.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air
Garage: 2 car attached
Heating: Central
Lot Size: 0.40 Acres
Roof Type: Shingle
Stories: 1.0
Taxes: $5,193
Year Built: 2006
Square Feet: 1,603

Amenities

Cathedral Ceiling(s)
Ceiling Fans(s)
In Wall Pest System
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Split Bedroom
Vaulted Ceiling(s)
Walk-In Closet(s)
Lighting

Feature Descriptions

Appliances: Dishwasher, Microwave, Range, Refrigerator
Body of Water: LAKE ROCHELLE
Days on Site: 423
Directions: From Hwy 27 head west on Hwy 544, right on Conine Dr East, over the bridge, right at the fork in the road, house is on the right.
Exterior: Block, Stucco
Flood Zone Code: X
Flooring: Laminate
Foundation: Slab
HOA Fee: 50/ Quarterly
HOA Y/N: Yes
Home Warranty Y/N: No
Listing Terms: Cash, Conventional, FHA, VA Loan
Lot: City Limits, Paved
Lot Dimensions: 0.4
Ownership: Fee Simple
Patio/Porch: Covered, Front Porch, Rear Porch, Screened
Pets Allowed: Cats OK, Dogs OK, Yes
Pets Restrictions: Please independently verify any pet restrictions with HOA.
Property Attached Y/N: No
Property Sub-Type: Single Family Residence
Sewer: Public Sewer
Showing Instructions: Lockbox, ShowingTime
Special Sale Provisions: None
Special View Info: Water
Utilities: Electricity Connected, Water Connected
Water: Public
Water Access: Lake - Chain of Lakes
Water Access Y/N: Yes
Waterfront Features: Lake Privileges, Skiing Allowed
Water View: Lake - Chain of Lakes

Listed By / Shown By

Listed By

Agency Name: KELLER WILLIAMS REALTY SMART 1
Agency Contact: 863-508-3000

Shown By

Agent Name: Marc Loscalzo
Agent Phone: (904) 473-9035
Agency Title: Watson Realty Corp., REALTORS ®

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Estimated Payment

$ 2,476.51 per month $1,930.30 Principal & Interest $432.75 Property Tax $113.46 Homeowner's Insurance

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