Property Description

5.75 ASSUMABLE VA MORTGAGE OPPORTUNITY " JACKSONVILLE HOME BUILT IN 2023. An opportunity to purchase a home and take over the seller's existing VA mortgage at a 5.75 interest rate, subject to loan servicer approval. For a qualified buyer, this financing option could offer meaningful savings compared with obtaining a new mortgage at a higher rate. Offered at $579,900, this 2,665-square-foot home at 12412 Tierra Chase Way features three bedrooms, two-and-a-half bathrooms, a dedicated downstairs office, a spacious upstairs loft, and a covered rear patio. Built in 2023, the home offers an open main living area, a kitchen with a large island and walk-in pantry, and generous storage throughout. Contact your agent for the current assumable loan balance, remaining loan term, payment details, and estimated funds needed to complete the purchase. The 5.75 interest rate applies to the existing mortgage balance. Buyer must qualify for and obtain servicer approval and cover the difference between the purchase price and assumed balance, plus applicable closing costs. Seller requires an eligible VA buyer who can complete an approved substitution of entitlement and obtain the seller's release of liability. A soaring two-story foyer, handcrafted details, and generous living spaces welcome you to this three-bedroom, two-and-a-half-bath home at 12412 Tierra Chase Way. An inviting front porch leads into an open entry framed by a handcrafted oak stair railing with contrasting black balusters. The carpeted staircase features a matching handcrafted gate at the upper landing. Just off the entrance, a front-facing office or flex room provides a separate space for work, hobbies, or a quiet retreat, with a conveniently located half bath nearby. The open-concept main floor connects the family room, dining area, and kitchen, offering plenty of room for everyday living and entertaining. A handcrafted board-and-batten accent wall with a display ledge adds character to the spacious family room, complemented by a 70-inch ceiling fan. The layout accommodates a generous sectional and a large dining table, while the kitchen island offers additional seating for three. Abundant kitchen cabinetry, a large, deep sink, and a vented microwave combine with a spacious walk-in pantry featuring shelving along three walls. A nearby mudroom offers room for a bench or additional storage, while a coat closet, separate storage closet, and under-stair storage help keep daily essentials organized. Upstairs, an expansive loft creates a second gathering space with room for a media setup, play area, or lounge. A silver-finish 70-inch ceiling fan complements this flexible space. All three bedrooms feature carpeting, ceiling fans with lights, and ample lighting. The primary suite includes a 60-inch ceiling fan, a generous walk-in closet, and an en suite bathroom with a large, rounded soaking tub, a separate glass-enclosed shower, and dual sinks with ample counter space. A second full bathroom serves the additional bedrooms. The second-floor laundry room keeps laundry close to the bedrooms and offers abundant cabinetry and storage. Step outside to a fully covered rear patio with tiled flooring and a ceiling fan. A distinctive blue tile border coordinates with the front door and garage color, adding a thoughtful finishing touch to the outdoor space. The patio offers room to relax or gather, while installed exterior lighting completes the setting. With an office downstairs, a spacious loft upstairs, plentiful storage, and covered outdoor l